Which document is submitted to the lender to confirm the title is marketable, acceptable, and free from new onerous matters?

Which document is submitted to the lender to confirm the title is marketable, acceptable, and free from new onerous matters?

• A. Title report or certificate of title
• B. SDLT return
• C. K16
• D. DI form

Answer: (A)

The document that provides this confirmation is the title report or certificate of title. It is issued by the solicitor or Land Registry and shows the state of the title, who the registered owner is, and any encumbrances, restrictions, or adverse matters affecting the property. Most importantly, it confirms there are no new onerous matters since the last check, so the title is marketable and acceptable to the lender’s criteria. The other options don’t address title quality: an SDLT return is about stamp duty, and the remaining forms are not used to certify the title’s marketability.

The document that provides this confirmation is the title report or certificate of title. It is issued by the solicitor or Land Registry and shows the state of the title, who the registered owner is, and any encumbrances, restrictions, or adverse matters affecting the property. Most importantly, it confirms there are no new onerous matters since the last check, so the title is marketable and acceptable to the lender’s criteria. The other options don’t address title quality: an SDLT return is about stamp duty, and the remaining forms are not used to certify the title’s marketability.